Choose the best card, every time.
Eclipse makes it easy for you to use and manage all your cards, so you never leave rewards on the table.
Home
Choose the best card at any merchant.
Users earn an estimated $1,000 a year on average by always swiping the right card.
Recommendations
The next best card for your wallet.
Get personalized recommendations across 200+ cards in Canada and the USA. Search, learn, and apply for any card, all in one spot.
Community
Join the Eclipse community.
Thousands of members discuss the latest deals, trends, and loopholes — so you never miss one.
Why Eclipse
A wallet that thinks for you.
Four ideas drive everything we build.
Smart selection
Our algorithm scans every card in your wallet and recommends the best one for each purchase in real time.
Personalized rewards
Tailored to how you actually spend — groceries, travel, dining — so you maximize what already works for you.
Privacy first
Your card details never leave your device. No bank connection, no selling data, no compromises.
Unified wallet
All your cards in one clean interface. Compare benefits, track perks, and stop guessing which to use.
Rated 5/5 stars across all platforms
Managing Cards
“It is great to manage the cashback or points rate for each of my cards, so I don't need to worry which card I use each time!”
Rewards and More
“I think this would be a no brainer product for anyone […] to get more value since you'll be understanding what people are buying to maximize rewards. It'd be like automated coupons on steroids.”
Amazing Idea
“Super neat idea!! Huge potentials for the future.”
Very Helpful
“This is actually very helpful personally. I always had trouble with organizing various cards and remembering their properties. This app actually works with helping me with all of this and I'm glad that someone has taken action towards this. Also the interface is very visually pleasing and everything works.”
User Friendly
“I appreciate the emphasis on user-friendly features and avoiding the need to connect bank details.”
Exceptional App
“Super useful app to keep track of my cards and really make sure I am fully utilizing every reward possible!”
From the blog
Notes & updates.
Frequently asked.
How does Eclipse decide which card is best?+
Eclipse matches your purchase against each card's reward structure — base rates, category bonuses, and rotating offers — and surfaces the one that earns you the most.
Do I need to connect my bank?+
No. Eclipse never asks for bank credentials. You build your wallet based on our curated database of public card reward structures. You can even try out cards you don't own, to see if it fits your spending habits on Eclipse!
Is Eclipse free?+
Yes. The core experience is free. We may offer premium features in the future, but the recommendation engine will always be free.
What makes it different from other reward apps?+
Most apps require linking your accounts and sell your data. Eclipse is fully local, fully private, and built around a single question — which card now?